Debt Consolidation Loans

Thrive’s Student Loan Eliminator helps you consolidate your student loans into one loan with a fixed rate and term, helping you pay off your loans quicker and pay less interest over time.

Loan Criteria: 

• Member must have used student loans towards a degree/schooling

• Member must have made 3 years of payments to the current lender with no late payments, deferrals or forbearance

• Amount loaned up to $30,000.00

• Must have a credit score of at least 660

• Term of loan – up to 8 years

• Eligible Loans – federal and private

• Degree Types – graduate and undergraduate

This loan is not to be used to finance education but to pay off current student loan debt.

Applying for a personal loan at Thrive Credit Union is fast and easy. We’ll work with you to find a term that fits your budget. As always, with Thrive, the rates are some of the best you’ll find.

Fixed-Rate Personal Loan 

• Terms up to 60 months 

• No early payoff fees

• Competitive Interest rates

Personal Line of Credit

• Variable Interest Rate

• Payments 1.5% of outstanding balance

• Credit line available to use in case an emergency pops up

Use the equity in your home to consolidate high-interest debt with the option of a fixed-term or variable-rate line of credit loan.

Fixed-Rate Home Equity Loan

• Fixed term available for 5, 10, or 15 years

• No prepayment penalties

• Competitive Interest Rates

Home Equity Line of Credit

• Variable rate tied to prime.

• Payment 1% of outstanding balance

• Once the debt is paid off, you have a credit line available for those home improvements you have put off

Our no annual fee Platinum Mastercard offers a low-interest rate of 9.9% APR*.

Card Details:  

• Low-interest balance transfer rate of 7.9% APR*

• Non-variable rates among the lowest you’ll find

• Accepted by millions of merchants worldwide

• Credit lines available from $2,500.00 – $15,000.00

APR* - Annual Percentage Rate