Welcome to Thrive Credit Union!

At Thrive, we believe that financial wellness is essential to achieving a balanced, fulfilling life. Our mission is to empower our members with the knowledge, tools, and support they need to take control of their finances and build a secure future. Whether you're saving for your first home, planning for retirement, or simply looking to improve your financial habits, we're here to help you thrive.

What Is Financial Wellness?

Financial wellness means having the confidence and resources to manage your finances effectively. It includes:

  • Understanding your financial situation

  • Making informed financial decisions

  • Building savings for future goals

  • Managing debt responsibly

  • Planning for emergencies

At Thrive Credit Union, we offer a variety of services to help you achieve financial wellness at every stage of life.

What Is a CDFI and Why It Matters

Thrive Credit Union is proud to be a certified Community Development Financial Institution (CDFI). But what does that mean?

A CDFI is a financial institution that provides affordable financial products and services to underserved communities. The CDFI certification, awarded by the U.S. Department of the Treasury, recognizes institutions that are committed to promoting economic growth and financial inclusion in their communities.

As a CDFI, Thrive Credit Union is dedicated to:

  • Offering financial services to individuals and businesses that may not have access to traditional banking

  • Supporting local economic development and job creation

  • Providing financial education and resources to empower community members

Our CDFI status reinforces our mission to serve all members of our community, particularly those who have been historically underserved by traditional financial institutions. By choosing Thrive, you're not just improving your own financial wellness – you're helping to strengthen our entire community.

Our Financial Wellness Services

  • Meet one-on-one with our financial counselors to create a personalized plan for your financial goals. Whether you need help with your Spending Plan, debt management, or credit improvement, our counselors are here to guide you in every step of the way.

  • Thrive Credit Union offers financial literacy programs tailored to organizations, businesses, and community groups. We partner with employers, schools, and nonprofits to deliver workshops and educational sessions that promote financial wellness. These programs can be customized to meet the specific needs of your organization, ensuring that everyone, whether employees, students, or community members—has access to valuable financial knowledge and tools. Thrive will even come to your organization to teach these sessions on-site, making it easier than ever to provide financial education to those who need it.

  • We understand that creating a budget can be overwhelming. That’s why we offer a free spending plan on our website under our Financial Wellness Services. This easy-to-use tool will help you track your income and expenses, set financial goals, and manage your money more effectively. Visit our website to access this valuable resource and take the first step toward financial control.

  • Thrive Credit Union is committed to supporting our community beyond financial services. Visit the Community Resources page on our website to connect with local programs that offer assistance with housing, employment, education, and more. We believe that by providing access to these resources, we can help our members and community thrive.

  • Access your credit score for free through our online banking platform. With SavvyMoney, you can monitor your credit score, receive alerts, and simulate the effects of financial decisions like paying off loans or opening new credit accounts.

  • Struggling to manage multiple high-interest debts? Our Debt Consolidation Loans can help you simplify your finances by combining your debts into a single loan with one manageable monthly payment. This can reduce your overall interest rates and help you pay off your debt faster. Our team will work with you to create a repayment plan that fits your Spending Plan and financial goals.

  • Whether you're getting married, starting a family, or planning for retirement, our financial planning services can help you navigate life’s big moments with confidence.

  • We believe in starting financial education early. Our Grow to Thrive program helps young members learn essential money management skills to set them up for a lifetime of financial success.