Ages 0-12
Thrive Kids
Questions? We've got you.Turn birthday money and small deposits into a big habit: saving.
Open an Account in Branch
An account for every next step.
Ages 13–17
Thrive Teens
Questions? We've got you.A debit card of your own, tools to build confidence, and support along the way.
A $25 boost for your next step.
A savings match for kids. A learning reward for teens. Find your starting point below.
Thrive Kids Savings
Ages 0–12
Save $25.
We’ll match it.
+$25SAVINGS MATCH
Birthday money. Chore money. Just-because money. Give those dollars a place to grow—with a little help from Thrive.
$25 deposit60 days$25 match
- Start with $25.
Deposit $25 into your Thrive Kids Savings account within 60 days.
- Keep your account ready.
At the end of 60 days, your account must still be open and have a balance of $0 or more.
- We’ll add your match.
Meet those requirements and Thrive deposits your $25 match at the end of 60 days.
Thrive Teen Checking
Ages 13–17
Learn a little.
Get a $25 boost.
+$25LEARNING REWARD
Money skills for your next move. Complete your two teen MoneyEDU courses to earn the $25 Teen Checking incentive.
2 courses25 minutes total$25 incentive
- Getting the Most from MoneyEdu4 minutes
- Managing Financial Accounts21 minutes
THRIVE TEENS
Independence looks good on you.
Lunch runs. Weekend plans. Your first paycheck. Get practice managing real money—with people who can help.
- A debit card in your name
- Card controls for extra confidence with Card Suite Lite
- MoneyEDU tools to build your skills
Help them practice independence, with useful tools and clear guidance for your family.
- Explore Card Suite Lite alerts and transaction controls
- Start real money conversations with MoneyEDU
- Get local support as your teen learns
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Card Controls
Choose where, when, and how your card can be used.
Transaction amountSet a maximum purchase amount›
Location controlsLimit transactions geographically›
Merchant controlsChoose allowed merchant types›
Card Alerts
Stay in the know with alerts that matter to you.
●Every transactionGet an alert whenever your card is used
$Amount alertsKnow when a purchase is over your limit
!Declined purchaseFind out right away when a purchase is denied
Freeze Card
Need a quick pause?
Temporarily turn your card off while you look for it.
See spending at a glance.
Quickly review recent purchases and keep an eye on card activity.
Illustrative demo · No real card or account is connected.
Parents, we've got you.
Less guesswork.
Less guesswork.
More growing together.
Keep the practical details easy to find, so families can feel ready before they visit.
Schedule an AppointmentWhat should we bring?
The teen will need their social security card as identification. The guardian will need their identification and their social security card. If the address does not match the identification, the guardian will need to bring two pieces of qualifying mail to verify the new address.
What does it cost to get started?
Every credit union member opens a savings account with $5 as their "share" of the credit union as an owner. A teen checking needs a $20 deposit, but there is no minimum account balance needed.
Are there benefits beyond the account?
Throughout the year we have member giveaways, youth specific contests, and many in-branch giveaways.
Download Card Suite Lite to control your card, set transaction limits and alerts, and so much more.
Level up your money skills.
Make room for games that turn money lessons into “I've got this” moments.
Lemonade Stand
Learn money skills, one cup at a time!
Happy Pet Planner
Care for your pet, plan for surprises, and keep them happy!
Grocery Challenge
You've got a list and a budget - shop smart and have money leftover!
Ready for another round?
Explore more games ↗Let's grow good money habits.
Find the right starting point for your family. We'll help with the rest.
Find a Thrive branch