• A. Our routing number is 274975437.

  • A. If you live, work, worship, or attend school in Delaware, Madison, or Henry County, you can join the Thrive family!  

  • A. To find out your full account number, reference your account card. You can also call a Thrive branch and provide the calling code you created at account opening. For security, these are the only two ways to find out your full account number.

  • A. Deposits at Thrive are protected by the National Credit Union Share Insurance Fund and insured up to at least $250,000 per individual depositor – the same as any other federally insured financial institution. Thrive goes beyond and offers an extra $250,000 of share insurance through Excess Share Insurance, a federally insured company. That means backing by the full faith and credit of the U.S. government.

  • A. Yes, all branches have a coin counter. Free for members, a 10% fee of the total for non-members.

  • A. Yes, every branch has a notary public open to members for a small fee.

  • A. Yes, we do!  We sell stamps individually or in books at each branch. The price changes with USPS pricing.

  • A. At this time Thrive does not participate in shared branching.

  • A. Members have access to over 30,000 ATMs nationwide that have the Co-Op or Alliance One brand to avoid a service fee.

  • A. No, our ATMs are for cash out only. Please utilize our night deposit boxes located near the ATM on the side of the buildings for after-hours deposits.

  • A. Mobile check deposits made before 3:00 p.m. M-F are generally same-day deposits to the account but may vary on a case-by-case basis.

  • A. To transfer to another member on your mobile app or online banking:

    1. Navigate to the Transfer tab

    2. Enter the member’s Last Name, Member Number, Password, Account (deposit or loan), Account Type Code, Amount, and Optional Description.

      1. Account Type Codes are:

        1. 000  Savings

        2. 201  Basic Checking

        3. 207  Ultimate Checking

        4. 203  Elite Share Draft

        5. 501  Special Club

        6. 509  Christmas Club

  • A. Thrive utilizes instant issue debit cards, created at all three branches. They are generally available the same day or the next business day after request. Some exceptions apply.

  • A. The daily ATM withdrawal limit is $500.00.

  • A. The daily spending limit on a debit card is $1,500.00.

  • Institution: Alloya Corporate FCU, Warrenville, IL
    Routing #: 271987635

    Further Credit: Thrive F.C.U.
    4501 S Delaware Dr Muncie, IN 47302
    Account #: 274975437

    Final Credit: Member Name, Address & Account Number

Thrive Referral Program

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